- First-time homebuyer in Grand Blanc, MI? Most buyers aren’t stopped by the monthly payment—they’re stopped by cash to close (down payment + closing costs). Here are the most common ways we help buyers break through that hurdle:
- 1) MSHDA programs (statewide): Michigan offers first-time buyer options that can pair a mortgage with down payment/closing cost assistance if you meet income and home price limits.
- 2) First-Gen help (when available): Some programs offer larger assistance for first-generation buyers. Funding can be limited, so it’s smart to check early.
- 3) Local assistance: Genesee County/area programs may offer help depending on funding cycles and eligibility.
- 4) Low/No-down loan options:
- FHA (low down, flexible)
- VA (often 0% down for eligible Veterans)
- USDA/RD (0% down for eligible areas)
- Next step: Get pre-approved, then we match you to the best plan for your budget and cash-to-close goal.
📲 Call Grand Oak Mortgage: 810-695-5400
🌐 www.grandoak.com
